About:

Bank AL Habib Limited (BAHL) is one of Pakistan’s leading commercial banks, owned by the Dawood Habib Family. Headquartered in Karachi, the bank was incorporated as a Public Limited Company in October 1991 and commenced operations in 1992. BAHL’s legacy stems from the Habib Group, whose roots in banking date back to the 1930s. Following the privatization policy of the Government of Pakistan in 1991, BAHL became the first bank established under private sector ownership.

Today, Bank AL Habib operates an extensive network of 1,113 branches across Pakistan and maintains a global presence with wholesale branches in Bahrain and Malaysia, along with representative offices in the UAE, Turkey, China, and Kenya.

Diverse Portfolio:

Bank AL Habib provides a wide range of financial products and services tailored to meet the needs of individuals, businesses, and corporations.

• Retail Banking: Loans, savings accounts, and consumer banking solutions.
• Corporate Banking: Business loans and working capital solutions.
• Digital Services: Internet banking and digital account management.
• International Operations: Correspondent relations with major banks worldwide.

Historical Highlights

• 1941: The original Habib Bank started operations in Bombay.
• 1947: At the request of Muhammad Ali Jinnah, Habib Bank relocated its operations to Karachi after the independence of Pakistan.
• 1991: Habib Group received approval to establish Bank AL Habib following the privatization policy.
• 1992: BAHL officially started operations under the leadership of Hamid D. Habib, the founding Chairman.
• 2005: BAHL launched internet banking to provide customers with online access to their accounts and financial records.
• 2013: Awarded “Strongest Bank Balance Sheet in Pakistan” by The Asian Banker.
• 2018: Expanded global operations by opening a representative office in Kenya.

Leadership and Governance

Bank AL Habib has benefitted from a strong leadership legacy:

• Founder: Hamid D. Habib, grandson of the Habib Group’s founder.

Key Leaders:

• Abbas D. Habib (Chairman) – Serving since 2016, closely associated with BAHL since inception.
• Mansoor Ali Khan (CEO) – Leading the bank’s operations and strategic direction.

Global Reach and Partnerships

BAHL has established a strong international presence with wholesale branches and representative offices in key financial hubs:

• Bahrain
• Malaysia
• UAE
• Turkey (Istanbul)
• China (Beijing)
• Kenya

The bank maintains correspondent banking relationships with globally recognized institutions, including American Express Bank (USA), Banco di Roma (Italy), Commerzbank (Germany), The Royal Bank of Canada (Canada), and HSBC (Hong Kong).

Innovation and Growth

Bank AL Habib has consistently embraced technological advancements to enhance its services. The launch of internet banking in 2005 marked a major step in providing customers with convenient, digital solutions. BAHL continues to expand its infrastructure, including acquiring the Centrepoint building in Karachi to accommodate its growing operations.

Commitment to Excellence

With a legacy of over three decades, Bank AL Habib stands as a trusted financial institution in Pakistan. The bank is known for its robust financial performance, customer-centric approach, and global outreach. Its recognition by Forbes Asia as one of the “Top 200 Best Under A Billion Companies” in 2005 reflects its strong market position.

About:

Mari Petroleum Company Limited (MPCL) is a leading oil and gas exploration and production company headquartered in Islamabad, Pakistan. Established in 1984, MPCL emerged from the reorganization of the Mari Gas Field’s operations, previously managed by Esso Eastern Inc. MPCL operates the Mari Gas Field in Daharki, Sindh, which is Pakistan’s second-largest gas reservoir, with proven reserves of 10.751 TCF. The company is a key player in Pakistan’s energy sector, providing vital hydrocarbons, including natural gas, crude oil, condensate, and liquefied petroleum gas (LPG).

MPCL is publicly traded on the Pakistan Stock Exchange (PSX) under the symbol MARI, with its ownership shared between Fauji Foundation (40%), Government of Pakistan (20%), and Oil & Gas Development Company Limited (OGDCL) (20%).

Diverse Portfolio:

MPCL’s operations are diversified across exploration, production, and development of hydrocarbons. The company manages a variety of projects to meet Pakistan’s growing energy demands.

Key Focus Areas

• Natural Gas Production: Operating the Mari Field, a crucial supplier to Pakistan’s fertilizer plants and power generation.
• Oil & Condensate: Continuous exploration and production to enhance energy security.
• Exploration Projects: Expansion into onshore and offshore blocks across the country.

Historical Highlights

• 1957: Discovery of the Mari Gas Field by Esso Eastern Inc. in Sindh.
• 1983: Fauji Foundation acquired a majority stake during Zia-ul-Haq’s regime.
• 1984: MPCL formally incorporated as Mari Gas Company Limited.
• 1994: Listed on the Karachi Stock Exchange (KSE) with its first IPO at PKR 25 per share.
• 2002: Signed Pakistan’s first-ever Production Sharing Agreements (PSAs) with international players, including Total, Petronas, and OMV.
• 2014-15: Shifted from cost-plus tariff to international crude price-based tariff for Mari Field production.

Innovation and Growth

MPCL has continually evolved to become a dynamic force in Pakistan’s oil and gas sector. The company adopted cutting-edge exploration techniques, contributing significantly to national energy supplies. It has successfully developed the Habib Rahi Reservoir to sustain long-term gas production and drilled multiple step-out wells to explore reservoir boundaries and increase reserves.

The company’s focus on international partnerships and modern exploration tools has strengthened its role as a leading energy provider.

Financial Performance (2023)

MPCL has consistently delivered strong financial results:

• Revenue: Rs. 145.76 billion (US$500 million)
• Operating Income: Rs. 85.84 billion (US$300 million)
• Net Income: Rs. 56.12 billion (US$190 million)
• Total Assets: Rs. 254.59 billion (US$880 million)
• Total Equity: Rs. 168.42 billion (US$580 million)

Leadership and Governance

Under the leadership of Waqar Ahmed Malik (Chairman) and Faheem Haider (CEO), MPCL continues to set benchmarks in operational efficiency, transparency, and strategic expansion.

Commitment to Excellence

With nearly four decades of service, MPCL remains committed to fueling Pakistan’s economic growth. It focuses on sustainable energy management, advanced exploration techniques, and maintaining the highest standards of transparency and integrity.

By harnessing Pakistan’s natural resources, MPCL continues to strengthen the national energy infrastructure while ensuring operational efficiency and stakeholder value.

About:

Hub Power Company Limited, commonly known as Hubco, is a leading Pakistani power company based in Karachi, Sindh. Established in 1991, Hubco was the first Independent Power Producer (IPP) in Pakistan and was the largest IPP in the country before the termination of its energy agreement in October 2024. Hubco is instrumental in Pakistan’s energy sector, generating electricity through its diverse portfolio of power plants, including thermal, hydroelectric, and coal-fired power stations.

Diverse Portfolio:

Hubco operates a variety of power plants, including:

• Thermal Power: The company owns and operates the Hub Power Plant, a key thermal facility.
• Hydroelectric Power: In 2008, Hubco acquired Laraib Energy and initiated the 84MW run-of-river hydroelectric power project on the Mangla Dam. The New Bong Hydropower Plant commenced operations in 2013.
• Coal-Fired Power: The company also holds a 74% stake in the China Power Hub Generation Company Limited, which commissioned a 1.32GW coal-fired power plant in 2019.
• Other Ventures: Hubco has several subsidiaries, including Narowal Energy Limited, Thar Energy Limited, and Prime International Oil & Gas Company Limited, as well as joint ventures such as China Power Hub Operating Company Limited.

Innovation and Growth:

Over the years, Hubco has diversified its operations, entering into joint ventures and acquiring assets to strengthen its position in the energy sector. In 2022, Hubco’s joint venture, Prime International, acquired Eni Pakistan’s E&P subsidiary. The company has also played a significant role in addressing Pakistan’s energy deficit through investments in both renewable and non-renewable energy sources.

Legacy and Leadership:

Hubco was founded with significant international investment and quickly became a prominent entity in Pakistan’s power sector. The company has navigated various challenges, including disputes over power purchase agreements, restructuring efforts, and diversification strategies. Under the leadership of CEO Kamran Kamal and Chairman Habibullah Khan, Hubco remains a major player in the electricity generation industry.

Commitment to Excellence:

With over three decades of operations, Hubco continues to provide reliable electricity to Pakistan, contributing significantly to the nation’s energy infrastructure. Despite recent challenges, including the termination of its energy purchase agreement in 2024, Hubco remains dedicated to powering Pakistan’s future with sustainable energy solutions.

About:

Pakistan Petroleum Limited (PPL) is a state-owned oil and gas company based in Karachi, Pakistan. Established on June 5, 1950, the company inherited the assets of the Burmah Oil Company Ltd. and became a major player in Pakistan’s energy sector. PPL operates key oil and gas fields, including the Sui gas field, and has interests in both onshore and offshore exploration projects. The company is majority-owned by the Government of Pakistan, holding 67.51% of the shares.

Diverse Portfolio:

PPL operates in the energy sector, with a focus on petroleum and natural gas. It provides a variety of products, including motor fuels, aviation fuels, and natural gas. The company also manages several subsidiaries, such as:

• Bolan Mining Enterprise
• PPL Europe E&P Limited
• PPL Asia E&P B.V.
• Pakistan Petroleum Provident Fund

Innovation and Growth:

PPL has made significant advancements in the oil and gas industry, including discovering new oil and gas deposits in Sindh and Balochistan in 2019. These discoveries highlight PPL’s ongoing efforts to contribute to Pakistan’s energy sector. Despite challenges, such as the loss of PKR 6.21 billion due to an acquisition in 2012, PPL continues to expand its exploration and production efforts both domestically and internationally.

Legacy and Leadership:

PPL has seen notable leadership over the years, with key figures such as Imran Abbasy, the CEO, and Shahab Rizvi, the Chairman. The company has played a crucial role in Pakistan’s energy sector for over 70 years and remains a key contributor to the national economy.

Commitment to Excellence:

With a legacy of over seven decades, Pakistan Petroleum Limited remains a vital force in Pakistan’s oil and gas industry. It continues to focus on sustainable energy management, operational efficiency, and expanding its exploration footprint.

About:

The Lakson Group is founded in 1954 and is one of Pakistan’s leading business conglomerates, headquartered in Karachi, Sindh. Established by Sultan Ali Lakhani and Iqbal Ali Lakhani, the group operates across diverse industries, making a significant impact on the country’s economy.

Diverse Portfolio:

The Lakson Group owns and manages a variety of businesses, ranging from media and technology to manufacturing and financial services. Key subsidiaries include:

• Media: Century Publications (publisher of TheExpress Tribune and Daily Express), Express News, Express Entertainment, and the now-closed Express 24/7.
• Technology: Cybernet, StormFiber, Sybrid, and Ice Animations.
• Consumer Goods: Colgate-Palmolive Pakistan and Ajinomoto Lakson Pakistan.
• Manufacturing: Century Paper and Board Mills Limited and Merit Packaging Limited.
• Financial Services: Century Insurance and Lakson Investments Limited.
• Other Ventures: Fly Jinnah (a low-cost airline in partnership with Air Arabia), McDonald’s Pakistan, and Princeton Travels.

Innovation and Growth:

The group has embraced innovation with ventures like NayaPay, a digital wallet and payment system, and Ice Animations, specializing in VFX and animation. Its telecom and internet services, offered through Cybernet and StormFiber, play a vital role in Pakistan’s digital infrastructure.

Legacy and Leadership:

Over the decades, the Lakson Group has grown under the leadership of its chairman, Iqbal Ali Lakhani. It remains committed to delivering quality services and fostering growth across Pakistan.

Commitment to Excellence:

With a history spanning 70 years, the Lakson Group continues to lead in diverse sectors, setting high standards and contributing to Pakistan’s economic development.

About:

HBL Pakistan, established in 1947, stands as a pillar of the nation’s financial industry and one of Pakistan’s most iconic banks. As the first commercial bank established in Pakistan, HBL has consistently led the market with innovative products, an extensive network, and a customer-first approach.

A Legacy of Growth:

From its humble beginnings in Karachi to its current stature as one of the largest private-sector banks in Pakistan, HBL has been at the forefront of the banking industry. Over the decades, it has expanded its footprint across the globe with operations in over 15 countries. Locally, HBL boasts a network of more than 1,700 branches and 2,000+ ATMs.

State-of-the-Art Services:

HBL continues to innovate with digital banking solutions, such as HBL Mobile and Konnect by HBL, which provide customers with convenient, on-the-go financial services. The bank is committed to redefining the banking experience through AI-driven solutions, fintech collaborations, and seamless online platforms.

Financial Strength:

As of 2023, HBL reported robust financial performance, reflecting its resilience and strategic focus. Its balance sheet showcases strong profitability, a diversified portfolio, and a solid capital base. HBL’s role in facilitating economic growth through SME financing, agriculture loans, and corporate banking remains unparalleled.

Commitment to Excellence:

With a workforce exceeding 20,000 employees, HBL is dedicated to driving Pakistan’s economic progress. Through initiatives like Roshan Digital Accounts and green banking, HBL fosters financial inclusion and sustainability. Its awards, such as Best Bank for Digital Solutions and ESG Initiatives, underscore its excellence and innovation.

HBL Pakistan remains steadfast in its mission to empower customers, transform banking, and contribute to national development.

About:

DG Cement is founded in 1986 and is one of Pakistan’s largest and most prominent cement manufacturers. As part of the Nishat Group, the company has established itself as a leader in the construction and building materials industry, with a production capacity of 14,000 tons per day. Over the years, DG Cement has become synonymous with quality and reliability, serving both local and international markets.

A Legacy of Growth:

DG Cement began its journey in Dera Ghazi Khan as a state-owned company and was later privatized in 1992. Initially acquired by the Saigol Group, it was transferred to the Nishat Group through a strategic swap agreement. The company has since grown significantly, expanding operations to include plants in Dera Ghazi Khan, Chakwal, and Hub.

State-of-the-Art Facilities:

DG Cement operates cutting-edge manufacturing facilities, including its $170 million expansion project in 1994 and its state-of-the-art plant in Hub, Balochistan, established in 2015. These plants ensure the company remains at the forefront of innovation in the cement industry.

Financial Strength:

As of 2023, DG Cement reported revenues of Rs. 70.495 billion ($240 million) and operates with total assets worth Rs. 142.246 billion ($490 million). Despite challenges, the company continues to focus on growth and sustainability.

Commitment to Excellence:

DG Cement offers a diverse range of products, including DG Cement, Elephant Cement, Hathi Cement, and Block Cement. With a workforce of nearly 1,900 employees, the company remains committed to delivering high-quality products and contributing to the development of Pakistan’s infrastructure.

About:

Founded in 1977, Systems Limited is Pakistan’s first software house and a pioneer in the country’s technology sector. Over the decades, the company has established itself as a global leader in IT services, providing cutting-edge solutions in mortgage, apparel, retail, and BPO services.

A Global Presence:

With a strong international presence, Systems Limited operates through its subsidiaries, including Techvista Systems (UAE), Systems Arabia (Saudi Arabia), Systems Misr (Egypt), and Techvista Qatar (Qatar). In 2022, the company expanded into Africa by establishing a subsidiary in Johannesburg, South Africa—becoming Pakistan’s first IT company to enter the African market.

Impressive Financial Milestones:

As of June 2023, Systems Limited boasts a market capitalization of $441 million. In the fiscal year 2023, the company reported revenues of Rs. 53.44 billion ($190 million) and a net income of Rs. 8.69 billion ($30 million). These achievements highlight its robust growth and financial stability in a competitive industry.

Awards and Recognitions:

Systems Limited has received numerous national and international awards, including Platinum Awards from the Pakistan Software Export Board and recognition by Forbes Asia as one of the “Best Under a Billion” companies in 2020. It was also the first Pakistani IT company to surpass a market valuation of PKR 100 billion in 2021.

Commitment to Innovation:

As one of the largest IT exporters listed on the Pakistan Stock Exchange, Systems Limited continues to drive innovation and excellence. The company’s end-to-end solutions and commitment to quality make it a trusted partner for businesses worldwide.

With over 5,300 employees, Systems Limited remains at the forefront of technological advancements, setting new benchmarks in Pakistan’s IT industry and beyond.

About:

NETSOL Technologies, Inc. is a global leader in IT and enterprise software solutions, specializing in serving the leasing and financing industry. With over 40 years of domain expertise, NETSOL offers cutting-edge technology backed by a team of 1,300+ professionals across eight strategically located offices worldwide. From Fortune 500 companies to SMEs, NETSOL helps organizations futureproof their operations with innovative solutions.

History:

Founded over four decades ago, NETSOL has built a strong reputation for delivering smart technology solutions to some of the world’s top companies. Known for its exceptional 100% implementation success rate, NETSOL consistently meets deadlines and executes complex projects with high quality and efficiency. In 2019, NETSOL established its AI division, leveraging artificial intelligence to transform financial services. Today, the company extends its expertise to related sectors, offering AI-powered solutions for risk assessment, customer engagement, and more.

Vision and Purpose:

NETSOL is committed to enabling businesses to stay ahead in a rapidly changing market by providing state-of-the-art financial applications, cloud services, and digital transformation solutions. Its mission is to harness the power of technology, particularly AI, to drive innovation and empower clients in navigating modern complexities.

Key Achievements:

• Maintained an unmatched 100% implementation success rate globally.
• Recognized for pioneering AI-powered asset finance solutions.
• Trusted partner for Fortune 500 companies and blue-chip organizations.

NETSOL’s legacy lies in its ability to deliver excellence, innovation, and reliability, making it a trusted name in technology-driven solutions worldwide.

History:

Unilever was formed in 1929 through the merger of Margarine Unie and Lever Brothers, creating a multinational enterprise that combines expertise in food and hygiene. Today, its products are enjoyed in over 190 countries, with a mission to enhance lives through health, hygiene, and nutrition. Unilever Pakistan, established in 1948, carries forward this legacy by adapting global expertise to meet local needs.

Vision and Purpose:

Unilever is committed to “making sustainable living commonplace,” and Unilever Pakistan exemplifies this vision by addressing critical issues such as climate change, waste reduction, and gender equality. The company actively works to reduce plastic waste and empower women through initiatives like Dare to Shine and School Education Programs.

Key Achievements:

• One of the first companies to embrace sustainability as a core value. 
• Named a global leader in the Dow Jones Sustainability Index. 
• Recognized for its innovative products and marketing campaigns. 

Unilever’s legacy is rooted in its unwavering commitment to quality, responsibility, and progress, making it a trusted name in households around the world.